When it comes to mortgages, good credit can make or break your application. Having a good credit score will also earn you better interest rates, and better access to loans. What many people do not realize is you can raise your credit score quickly. If you do not have any black marks against you like a foreclosure or bankruptcy, you can improve you credit score within a couple of months. Here are some measures prospective homebuyers can take to raise their credit score.
Dispute any errors on your credit report
Errors on credit reports are more common than you think. Whether it's a case of mistaken identity or a bill showing as unpaid when it was paid in full, you should always dispute any errors on your credit report.
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Finding your perfect home is no easy task. A successful house hunt requires plenty of planning and lots of research. Luckily, we've included some tips to help you focus your real estate search. If you're thinking about buying a home in the near future, here are some things to consider before starting your house hunt.
Folsom, CA is a beautiful community just about 20 miles northeast from Sacramento in Sacramento County. With its proximity to downtown Sacramento, Lake Tahoe, and San Francisco, with its abundance of outdoor activities year round, Folsom is great place to live and call home. In fact it was recently named the #1 place to raise a family in California, according to a recent WalletHub study, beating out the likes of Palo Alto, El Dorado Hills and Roseville.
Selling your home is a lot of work. Not only do you have to ensure that everything is fixed, but you need to ensure that it looks nice to prospective buyers. You have to work with the inside and the outside of your home. You cannot invite someone into a beautiful home from the outside, only to have it look plain and boring on the inside. Buyers want homes that speak to them, that let them know this could be their new home, not just a regular house. Using an open house checklist, you're able to create the space buyers want when they visit your home in hopes of purchasing it for themselves.
Placer County real estate is among one of the fastest and most desirable markets to live around the Sacramento region. Popular cities for new construction in Placer County include Roseville, Rocklin, and Lincoln. With good schools, abundant shopping choices, such as the Galleria Mall, and many employment options in Placer County and the surrounding areas, such as Folsom, Sacramento, and Rancho Cordova, it’s no wonder so many people are looking to move into Placer County.
