Real Estate Advice

Found 52 blog entries about Real Estate Advice.

The National Association of Realtors and the Mortgage Bankers Association are both predicting increased interest rates in 2017. Over the last few weeks of 2016, Freddie Mac has been raising interest rates in response to strong job creation in the US. According to mortgage experts, rate increases are likely to continue over the next four quarters.

What Does This Mean for Homebuyers?

Those homebuyers looking to enter the real estate market can still capitalize on historic low-interest rates, despite the recent increases. Compared to the 2000s, where interest rates averaged 6.29%, homebuyers today can earn a mortgage rate of 4.5% for a 30-year fixed, 4.25% for a 20-year fixed, 3.75% for a 15-year fixed, and just under 4% for a 10-year fixed.

Need

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Our Favorite Real Estate Tips from the ExpertsWhether you’re buying, selling or renting a home; having tips to help you get through the process is essential. Use our list of quick tips directly from experts to know if you’re doing it right.

Tips for renters

Always buy renter's insurance

If you’re renting, always choose to purchase renter’s insurance. You never know what might happen and without it, nothing is covered; even the place you’re renting.

Document the property before moving in, and after moving out

It is essential to take pictures after you’ve moved out of a rental. This will provide proof of what you have and haven’t done, so nothing comes back later against you.

Raise your credit score quickly before you rent

Having poor credit can ruin your chances of renting a great

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how-to-raise-your-credit-score-quicklyWhen it comes to mortgages, good credit can make or break your application. Having a good credit score will also earn you better interest rates, and better access to loans. What many people do not realize is you can raise your credit score quickly. If you do not have any black marks against you like a foreclosure or bankruptcy, you can improve you credit score within a couple of months. Here are some measures prospective homebuyers can take to raise their credit score.

Dispute any errors on your credit report

Errors on credit reports are more common than you think. Whether it's a case of mistaken identity or a bill showing as unpaid when it was paid in full, you should always dispute any errors on your credit report.

Pro tip: Don't have access to

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house-hunting-tipsFinding your perfect home is no easy task. A successful house hunt requires plenty of planning and lots of research. Luckily, we've included some tips to help you focus your real estate search. If you're thinking about buying a home in the near future, here are some things to consider before starting your house hunt.

What's on your wish list?

Make a list of all the things you would like to have in your new home, then narrow down the list to the most important items on your initial list. Save time by focusing your search on what really matters to you. Some common wishes found on buyers' lists include:

  • Proximity to schools
  • Plenty or nearby amenities
  • A fenced backyard
  • Short commute to work
  • Low maintenance living
  • A multi-car garage
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open-house-tipsSelling your home is a lot of work. Not only do you have to ensure that everything is fixed, but you need to ensure that it looks nice to prospective buyers. You have to work with the inside and the outside of your home. You cannot invite someone into a beautiful home from the outside, only to have it look plain and boring on the inside. Buyers want homes that speak to them, that let them know this could be their new home, not just a regular house. Using an open house checklist, you're able to create the space buyers want when they visit your home in hopes of purchasing it for themselves.

Check out these home staging tips and tricks that you're able to use when it comes to selling your home at your next open house.

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As every homebuyer who is seeking for a mortgage knows, your credit score is an important and crucial part of buying a house. That's mortgage 101. Those with higher credit scores are able to obtain loans faster and are able to take advantage of very favorable rates, making buying a house less stressful and more enjoyable.

If you are in the market to buy a house and your credit score is less than desirable, there are ways you can increase your credit score so you can take advantage of the best rates available.  

Here are 10 ways you can improve your credit score:

Check your credit report for errors 

This is the perhaps one of the easiest ways to improve your credit score.  With so many people with similar names and the increase of identity theft, check

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home staging tipsIf you are thinking of selling your house, you have probably heard of home staging.  Many real estate professionals highly recommend staging your house before showing to potential buyers in order to sell your home for the best price in the shortest amount of time. 

Why Should You Stage Your Home?

Although many real estate professionals recommend staging your home, many times they do not explain how staging can help sell your home for top dollar.

As with selling your house, buying a home is a very emotional process.  Many times people buy a house they feel an emotional connection to.  The purpose of staging and de-cluttering allows potential buyers to disconnect the house with the previous owners and allow them to see themselves in your home.

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When it comes to selling your home in the Sacramento area, the ideal situation would be to get multiple offers, allowing you to get more return for your residence. Here are a few things to consider that can help make that happen, especially with Sacramento real estate being in high demand.

It's all about Location

If your home or property is in a good location, you're already ahead of the curve since that's the main thing home buyers look for. Keep in mind, though, that what makes a "good location" changes. So, if your neighborhood has improved, your home value will too. However, it can go the other way as well, but above all, be honest with yourself and work with your real estate agent to price your home properly. Which brings us to the next tip...

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Check out these helpful tips if you are selling your home in a buyer's market, where there are far more homes for sale than people buying houses.

Getting a good price or full value for your home can be tough when you put it up for sale in a buyer's market. Buyers are seeking a good deal, and they want to get the best house while paying less for the same type of home. Additionally a buyer in a buyer's market can be far more selective, so your home should be priced properly, and ideally be ready for immediate move in with a minimal amount of work on behalf of potential home buyers.

Pre-Market Your House

Talk to Rick Delgado about pre-marketing your home so as to see how well the market will respond to the listed price. Rick will pre-market your

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cheap home renovationsFive Cheap home renovations with the most value when it comes to selling your home

1. Update the Kitchen

The kitchen is a major selling point of any home and just by doing something like replacing the faucet, replacing the cabinet door handles or updating the lighting fixtures can have a huge impact on prospective home buyers.

If you have somewhat of a larger budget, new cabinets and countertops always make for a huge improvement.

2. Get a new Front Door

We all know the importance of a good first impression and one of the first things people looking at your home will see is the front door. Whether you get a nice new one or simply repaint the existing front door, it will definitely go a long way in making a good impression. And it won't

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