Homes For Sacramento Blog -Rick Delgado

If you have been thinking about when the best time to sell your home would be, then you have come to the right place! Knowing when the right time to sell is can be confusing especially if you are unfamiliar with the real estate market or projected trends. To make it easy, here is a list reasons why 2020 is your year:

1.) Interest Rates Are Low

Low interest rates are perfect for new buyers entering the market looking for a new home. Selling your home in 2020 is the perfect time because buyers are more likely to buy a home with low rates. Of course there is suspected to be some fluctuations throughout the year, but for the most part interest rates for a 30-year mortgage are in the mid 3%. This also serves as a benefit to yourself if you are

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With tax season upon us, it can be daunting thinking about taxes whilst managing your rental. If you are a landlord looking at where to start in the tax process this is the guide for you! Here are some tips that can make filing your taxes a lot easier! 

1.) Receipts! Receipts! Receipts!

For tax deductions it is important to make sure you have receipts to claim details of your property as an expense. Make sure you have your record of receipts, checks, and property bills in order. Make sure that the receipts are well detailed and offer a good explanation as to why they were used. Make sure you have additional proof to cover the receipts that may be a little ambiguous. A good way to keep organized it to create a filing cabinet for your receipts

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You've decided that you are not quite ready to buy a home. You are now considering buying a rental property but are curious to know whether the property you have chosen is a good one. There are lots of factors to consider when looking for a quality rental property especially if you are new to the process. As a renter you have no idea what the history of the home is or have seen the latest home inspection report. Here is a list of what to look for when shopping for a quality rental property:

1.) Paint is Peeling 

The paint of the home should be one of the things you look for. Paint can tell you a lot about the home history and the current condition of the rental. If you notice that the paint is peeling there might be issues indicating high levels

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If you are looking to buy a home you may have heard of getting pre-approved for a mortgage. There are actually really good reasons as to why you should get approved for one if you have been considering it. Here is a list of the benefits of getting pre-approved for a mortgage:

1.) Know What You Are Qualified To Buy

Getting approved for a mortgage is a great first step to take if you are considering buying a home in the future. This is an official statement from your lender stating what they are willing to lend you or what you are qualified to spend. You also get to know your pre-approved interest rate. Knowing this information may affect whether you are truly ready to buy a home and will provide structure on what homes to look for in your price

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Last year the medium household cost went up! If you are wondering how the market trends are going to be for 2020 then this article is for you!  These tips can be useful if you plan on buying or selling a home this year.

Here is a list of real estate trends you should be aware: 

1.) Prices on The Rise

Year after year the cost of homes are rising. In 2018 homes went up 5% and in 2019 levels rose 3.3%.This year is expected to also rise based on previous yearly trends. You will most likely see the prices go up, but not by much. One of the best things you can do if you are planning on buying is making sure you are prepared enough to cover the costs. In general the costs of homes will generally always go up every year even if it is a slow

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Being a first time home-buyer can be scary! With so many homes to chose from there mistakes that can happen in the process. Are you talking the right precautions to make sure you find the perfect home? If you are not sure...

Here is a list of the top 5 mistakes to avoid when buying a home: 

1.) Buying out of Budget

One of the most common mistakes home-buyers make is buying a home that does not suit their budget. One of the worst things you can do to yourself is fall in love with a home that you can't afford. Start browsing for homes that are strictly in your budget. Stay disciplined when buying a home. The worst thing you can do is put yourself in a financial mess for seeking more than you should have.

2.) Mortgage Pre-Approval

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Buying a home is already a tedious and extensive process. Having to fill out paperwork, the expenses, and the stress of the actual move-in day can make the experience all that dreadful. Buying a move-in ready home provides tons of benefits. A move-in ready home is a home that is completed or nearly reaching completion. Such a home is ready for an immediate sale.

 

Here is a list of 4 reasons to buy a move-in ready home: 

1.) Enjoy the Upgrades

Buying a move-in ready home allows you to indulge in lavish upgrades for half the work. Instead of shopping around and spending time and money trying to figure out the perfect style, a move-in ready home comes already finished. Move-in ready homes have higher end fixtures and attractive

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Building wealth in real estate can seem like a challenge. Learning the correct steps to take can be difficult. Maybe you have heard of investing from a co-worker, family, or a friend and want to know how to get started! Here is a guide on how to start investing in real estate and making your money work for you. 

1.) The Value of Time

The real estate market has the ability to fluctuate in value. The reality is that overall trend for real estate has increased over time. When looking for a home to invest in, be prepared to pay in cash and have an emergency fund set up for any unexpected repairs that could arise. In order to generate profit from your investment, time will be your best friend. Your property will gain value the longer you wait to

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Homes are going like crazy. There is nothing that could ever stop home buyers from getting the home they love. Whether it is paying a little extra or working longer hours to fit the budget, feeling financially stable is a key pre-buying step that all home buyers need.

Do you feel financially ready to buy a home? Here are some tips on how to know if you are ready to buy.  

 

1.) Be Debt Free

Do you have any outstanding debt? If you do the first step is to figure out how much you owe then come up with a plan to pay it off. I would recommend to start with the smallest debt and work your way up into paying off the larger debt. Buying a home is a huge expense especially having a mortgage loan. 

If you feel the need to use a credit card

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Being a first time home buyer can be very confusing! With so many different houses, locations, and styles, it can become difficult to distinguish any home from the perfect home. 

 

Here is a six-step guide on finding the perfect home: 

 

1. Location, Location, Location!

Finding a perfect home starts with discovering where you want to live. Do you want to live near family? The beach? What about in the city! Figure out your ideal location for where you want to live and what your priorities are. Since buying a home is a long term investment, think about where you wanna be in the next couple of years. 

 

2. Money Honey! What is your budget?

Buying a home is an expense you have to be prepared for. Figure out your total

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