Homes For Sacramento Blog -Rick Delgado

You've decided that you are not quite ready to buy a home. You are now considering buying a rental property but are curious to know whether the property you have chosen is a good one. There are lots of factors to consider when looking for a quality rental property especially if you are new to the process. As a renter you have no idea what the history of the home is or have seen the latest home inspection report. Here is a list of what to look for when shopping for a quality rental property:

1.) Paint is Peeling 

The paint of the home should be one of the things you look for. Paint can tell you a lot about the home history and the current condition of the rental. If you notice that the paint is peeling there might be issues indicating high levels

10 Views, 0 Comments

If you are looking to buy a home you may have heard of getting pre-approved for a mortgage. There are actually really good reasons as to why you should get approved for one if you have been considering it. Here is a list of the benefits of getting pre-approved for a mortgage:

1.) Know What You Are Qualified To Buy

Getting approved for a mortgage is a great first step to take if you are considering buying a home in the future. This is an official statement from your lender stating what they are willing to lend you or what you are qualified to spend. You also get to know your pre-approved interest rate. Knowing this information may affect whether you are truly ready to buy a home and will provide structure on what homes to look for in your price

28 Views, 0 Comments

 

Last year the medium household cost went up! If you are wondering how the market trends are going to be for 2020 then this article is for you!  These tips can be useful if you plan on buying or selling a home this year.

Here is a list of real estate trends you should be aware: 

1.) Prices on The Rise

Year after year the cost of homes are rising. In 2018 homes went up 5% and in 2019 levels rose 3.3%.This year is expected to also rise based on previous yearly trends. You will most likely see the prices go up, but not by much. One of the best things you can do if you are planning on buying is making sure you are prepared enough to cover the costs. In general the costs of homes will generally always go up every year even if it is a slow

48 Views, 0 Comments

Being a first time home-buyer can be scary! With so many homes to chose from there mistakes that can happen in the process. Are you talking the right precautions to make sure you find the perfect home? If you are not sure...

Here is a list of the top 5 mistakes to avoid when buying a home: 

1.) Buying out of Budget

One of the most common mistakes home-buyers make is buying a home that does not suit their budget. One of the worst things you can do to yourself is fall in love with a home that you can't afford. Start browsing for homes that are strictly in your budget. Stay disciplined when buying a home. The worst thing you can do is put yourself in a financial mess for seeking more than you should have.

2.) Mortgage Pre-Approval

59 Views, 0 Comments

 

Buying a home is already a tedious and extensive process. Having to fill out paperwork, the expenses, and the stress of the actual move-in day can make the experience all that dreadful. Buying a move-in ready home provides tons of benefits. A move-in ready home is a home that is completed or nearly reaching completion. Such a home is ready for an immediate sale.

 

Here is a list of 4 reasons to buy a move-in ready home: 

1.) Enjoy the Upgrades

Buying a move-in ready home allows you to indulge in lavish upgrades for half the work. Instead of shopping around and spending time and money trying to figure out the perfect style, a move-in ready home comes already finished. Move-in ready homes have higher end fixtures and attractive

39 Views, 0 Comments

Building wealth in real estate can seem like a challenge. Learning the correct steps to take can be difficult. Maybe you have heard of investing from a co-worker, family, or a friend and want to know how to get started! Here is a guide on how to start investing in real estate and making your money work for you. 

1.) The Value of Time

The real estate market has the ability to fluctuate in value. The reality is that overall trend for real estate has increased over time. When looking for a home to invest in, be prepared to pay in cash and have an emergency fund set up for any unexpected repairs that could arise. In order to generate profit from your investment, time will be your best friend. Your property will gain value the longer you wait to

95 Views, 0 Comments

 

Homes are going like crazy. There is nothing that could ever stop home buyers from getting the home they love. Whether it is paying a little extra or working longer hours to fit the budget, feeling financially stable is a key pre-buying step that all home buyers need.

Do you feel financially ready to buy a home? Here are some tips on how to know if you are ready to buy.  

 

1.) Be Debt Free

Do you have any outstanding debt? If you do the first step is to figure out how much you owe then come up with a plan to pay it off. I would recommend to start with the smallest debt and work your way up into paying off the larger debt. Buying a home is a huge expense especially having a mortgage loan. 

If you feel the need to use a credit card

92 Views, 0 Comments

 

 

Being a first time home buyer can be very confusing! With so many different houses, locations, and styles, it can become difficult to distinguish any home from the perfect home. 

 

Here is a six-step guide on finding the perfect home: 

 

1. Location, Location, Location!

Finding a perfect home starts with discovering where you want to live. Do you want to live near family? The beach? What about in the city! Figure out your ideal location for where you want to live and what your priorities are. Since buying a home is a long term investment, think about where you wanna be in the next couple of years. 

 

2. Money Honey! What is your budget?

Buying a home is an expense you have to be prepared for. Figure out your total

71 Views, 0 Comments

The National Association of Realtors and the Mortgage Bankers Association are both predicting increased interest rates in 2017. Over the last few weeks of 2016, Freddie Mac has been raising interest rates in response to strong job creation in the US. According to mortgage experts, rate increases are likely to continue over the next four quarters.

What Does This Mean for Homebuyers?

Those homebuyers looking to enter the real estate market can still capitalize on historic low-interest rates, despite the recent increases. Compared to the 2000s, where interest rates averaged 6.29%, homebuyers today can earn a mortgage rate of 4.5% for a 30-year fixed, 4.25% for a 20-year fixed, 3.75% for a 15-year fixed, and just under 4% for a 10-year fixed.

Need

2,380 Views, 0 Comments

citrus-heights-real-estateIf you are looking for a family friendly, affordable city within the Sacramento region, look no further than the City of Citrus Heights real estate. 

Citrus Heights, CA is fairly young city, incorporated in 1997.  Prior to its incorporation, it was part of Sacramento. The population of Citrus Heights is approximately 84,345. 

It is centrally located between Downtown Sacramento and Roseville.

Quick Commutes from Citrus Heights

Citrus Heights homes for sale have the major advantage of being so centrally located to so many different freeways and highways that run throughout the Sacramento Valley.  Within 3 to 11 miles from the city’s center, you can easily access Interstate 80, Interstate 5, U.S. Highway 50, and CA State Highway 99.  You are also

4,212 Views, 0 Comments